Everyday banking
Receive deposits, view your balance and send money from one secure account.
Explore member banking
Insurance and banking, together
Wherever life takes you, take Vault.
Worldwide insurance, a personal member account and instant transfers for life across Europe and North America.
Open a Vault accountWorldwide insurance
German-regulated cover designed for members living and working across borders.
See what is coveredAccount protection
Identity checks, protected sessions and a permanent record of account activity.
Review our safeguardsFeatured services
Banking made useful.
Clear access to the everyday services members use most, without unnecessary complexity. Banking for expats
Member transfers
Send to another Vault account instantly.
Vault-to-Vault transfers are free for every member, at any time of day.
A secure account for the money that keeps your life moving.
Your Vault wallet
One place for deposits, payouts and trading.
Your account number and bank code are assigned when your registration is approved.
Vault International Assurance and Trust
Coverage that travels
Insurance made for a life without borders.
Policies are managed in Frankfurt and designed for eligible members across Europe, the United States and Canada. One verified profile connects your cover, claims, payouts and account history.
Explore Vault protection137countries covered
11 hrsmedian claim decision
Member experiences
Trusted across borders.
“My claim was decided in nine hours and the payout reached my Vault balance immediately.”
“Moving from Lyon to Toronto did not interrupt my policy or my account access.”
“Vault-to-Vault transfers make it simple for our family to manage costs across countries.”
“I can see my insurance, deposits and transaction history without switching services.”
“My claim was decided in nine hours and the payout reached my Vault balance immediately.”
“Moving from Lyon to Toronto did not interrupt my policy or my account access.”
“Vault-to-Vault transfers make it simple for our family to manage costs across countries.”
“I can see my insurance, deposits and transaction history without switching services.”
Secure account access